14 posts
Buffalo rounds are always the cheapest silver on the page and I always scrolled past them. After digging into the history, I get it now — and the story behind the actual bison on the coin is one of the stranger things I've come across.
I ran the actual numbers on what $100 a month would get you in gold, silver, and the S&P 500 — across four different time windows, using real monthly historical prices, with dividends reinvested on the stock side. The results surprised me.
Most beginners overpay, buy the wrong stuff, or walk in with completely unrealistic expectations — not because silver is bad, but because nobody explained how it actually works. Four things you need to understand before you spend a dollar.
Silver is at $81. Here's where I think it goes — one year and five years out — based on the supply deficit, industrial demand, the macro picture, and what the major institutions are actually saying. A reasoned case, not a guarantee.
Ray Dalio recommends 5–15% in gold. Morgan Stanley's CIO recently recommended moving to a 60/20/20 model — 60% stocks, 20% bonds, 20% precious metals. These aren't fringe voices. Here's the actual argument.
Silver jumped 10.7% in a single week — from $73.66 to $81.57 — on the back of a hot CPI print and US-Iran ceasefire news. Two completely different catalysts, both pushing in the same direction. Here's what it means.
Not all silver coins cost the same over spot. I rank the coins in my own stack by premium — from cheapest generic rounds to the most expensive government coins — and tell you which ones actually make sense to buy.
Everyone says GLD is the smarter way to own gold — cheaper, easier, no storage hassle. They have a point. But there's one thing the comparison articles don't mention.
Silver near all-time highs means every dollar of premium matters. Here's the complete guide to buying physical silver at the lowest possible price — premiums, product types, the best dealers, and the checkout tricks most people miss.
I used to think silver was pointless — gold was simpler, more efficient, easier to store. So why did I start buying silver? Three things changed my mind, and none of them were 'silver is going to the moon.'
Everyone thinks copper is the cheapest way to get into physical metals. When you run the actual numbers, it's one of the worst value propositions in the entire metals space.
Everyone asking 'is it too late?' is focused on the monetary metal story — inflation, the dollar, safe haven demand. That's real. But there's a second story running underneath it that most people aren't thinking about at all.
I'm a Boglehead. Index funds, low costs, stay the course — that was my entire investing philosophy. I never thought I'd buy a single ounce of gold. Here's what changed.
Gold doesn't pay dividends. It underperforms stocks. The IRS taxes it at 28%. So why do I keep buying it?